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Ghana's Trusted Loan Specialists

Fair loans for those who serve Ghana

ILMG Ghana Ltd. connects public sector workers to salary-backed loans from regulated banks — and gives banks a nationwide sales force that delivers clean, bankable applications across all 16 regions.

No upfront fees Regulated partner banks Dedicated personal agent

Estimate your repayment

Deducted automatically from your CAGD payslip

GHS 1,000GHS 100,000
6 months72 months
Estimated monthly deduction
— /mo
Total repayable—
Apply for this loan

Illustration only, based on an indicative rate of 30% p.a. Your actual rate and eligibility are set by the partner bank.

200+
Trained field agents
16
Regions covered
GHS 80M+
Annual disbursement capacity
7+
Partner institutions
What We Do

Two ways ILMG delivers value

We work at both ends of the loan — delivering measurable sales volume to financial institutions, and guiding Ghana’s public sector workers to the right loan.

For Banks & Lenders

Sales partnership & loan distribution

We are your dedicated field sales force — originating, screening and submitting high-quality applications from verified government employees. You gain volume; we handle the legwork.

  • 200+ trained agents across all 16 regions
  • Rigorous pre-submission quality control
  • Deep CAGD payroll system expertise
  • Commission-based — no fixed overhead
  • Proven record with UBA, Access Bank & more
Explore Partnership
For Government Employees

Salary-backed loans on CAGD payroll

Teacher, nurse, police officer or civil servant paid through the Controller & Accountant-General’s Department? We match you with the right loan and handle the process for you.

  • Repaid automatically via payroll deduction
  • Competitive rates through trusted partner banks
  • One dedicated agent from enquiry to disbursement
  • No upfront fees — ever
  • Serving all CAGD-paid public servants
Apply for a Loan
Who We Serve

Built for Ghana’s public servants

If your salary is paid through the CAGD payroll, you may qualify for a salary-backed loan.

Nurses & Midwives
Teachers (GES)
Doctors & Allied Health
Police Officers
Civil Servants
Military & Security
Local Government Staff
Public University Staff
Not sure if you qualify? Get a free, no-obligation eligibility check from an ILMG agent today.
How It Works

From enquiry to cash in three steps

01

Tell us what you need

Apply online in two minutes, call, or send a WhatsApp message. No paperwork yet.

02

We prepare everything

Your agent checks eligibility, collects documents and submits a complete, error-free application.

03

Receive your funds

The bank pays directly into your account. Repayments come from your payslip automatically.

Client Stories

Trusted by the people who serve Ghana

Teachers, nurses, officers and civil servants share what it was like to apply through ILMG.

“ILMG made the entire process completely stress-free. My agent handled all the paperwork and my loan was disbursed within days. I cannot recommend them enough.”
AM Abena Mensah Registered Nurse, Korle-Bu Teaching Hospital

Trusted by leading banks & savings institutions

UBA Bank Ghana UMB Bank Ghana Access Bank Ghana Ahantaman Rural Bank Manya Krobo Rural Bank Best Point Savings & Loans Pan African Savings & Loans
Insights

Guides & news

Get Started

Ready to take the next step?

Banks & Financial Institutions

Partner with ILMG to grow your government employee loan portfolio with a proven, nationwide sales force — paid only on results.

Request a Partnership Meeting

Government Employees

Apply for a salary-backed loan today. Fast, transparent and stress-free — with a dedicated agent handling every step, and no upfront fees.

Apply for a Loan
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